Technical Lead - Virtual Account Management (VAM)

Job Purpose: As the Technical Lead for the VAM System, you will be responsible for the end-to-end technical design, integration, and support of the bank’s Virtual Account Management platform. This role is critical in enabling the bank to offer advanced cash and liquidity management capabilities to its corporate clients through scalable virtual account solutions. Key Responsibilities: Own the technical architecture and delivery of the VAM system, ensuring integration with core banking, payment systems, corporate online banking, other bank applications, and reconciliation platforms. Lead VAM platform implementations in collaboration with vendors and internal stakeholders. Ensure smooth real-time and batch processing of transactions, including virtual-to-real mapping, virtual balances, and reconciliation. Integrate with bank channels (internet banking, host-to-host, API gateways) to enable client access to VAM functionalities. Implement standard messaging and payment formats (MT101, ISO 20022). Collaborate with product managers, operations, and corporate sales to understand client requirements and translate them into technical solutions. Lead a technical team, manage vendor development teams, and ensure code quality, performance, and scalability. Develop and maintain system documentation, data flow diagrams, and support runbooks. Ensure regulatory and internal compliance. Support UAT, SIT, and production deployment, ensuring high availability and minimal downtime. Monitor post-go-live system health and lead performance tuning and issue resolution. Required Qualifications: Bachelor’s or Master’s degree in Computer Science, Information Technology, or Engineering. 8+ years of experience in banking technology, including at least 3 years leading Virtual Account Management or Cash Management platform implementations. Strong knowledge of transaction banking, cash pooling, liquidity management, reconciliation, and virtual ledger systems. Familiarity with SWIFT messaging, ISO 20022, MT messages, host-to-host, and bank API integration. Working knowledge of core banking systems and their interaction with corporate platforms. Technical proficiency in Java, Oracle DB, SOAP/REST APIs, XML, JSON, SQL, and messaging queues (Kafka, MQ) is an advantage. Strong leadership, communication, and stakeholder management skills.