Financial

Sharjah Islamic Bank – Credit Card & Personal Loan Summary SIB Cashback Credit Card ✅ 100% Welcome Cashback – First purchase is FREE (up to AED 1,000) ✅ Lifetime Free – No annual fee ✅ Up to 10% Cashback on groceries, fuel, bills & education ✅ No Interest – Shariah-compliant (Islamic card) ✅ Simple Documents – Emirates ID, salary slip, bank statement ✅ Salary Required: From AED 5,000+ --- SIB Personal Finance (Loan) ✅ Flat Rate from 2.59% p.a., reducing from 4.88% ✅ Loan up to AED 2.5 million ✅ Tenure up to 48 months ✅ No interest – Islamic finance (Murabaha model) ✅ Takaful insurance: ~0.63% (one-time) ✅ Processing fee: 1% (min AED 500, max AED 2,500) ✅ Early settlement fee: 1% of remaining balance ✅ Documents: Emirates ID, passport copy, salary certificate, 3-month bank statement --- Eligibility for Both: UAE Resident | Age 21–60 | Min Salary: AED 5,000 Clean AECB score or good repayment history Contact Call /Whatsapp : +971 569133773