In the UAE, the annual cost of owning a Toyota Camry typically falls between AED 15,000 and AED 25,000, with depreciation being the most significant factor. This estimate is for a GCC-spec model, factoring in our local fuel prices, insurance norms, and high summer temperatures which affect air conditioning use. Based on data from RTA Dubai's cost of vehicle operation analysis and used-car market trends on platforms like Dubizzle, a new Camry can lose around 15-20% of its value in the first year, translating to roughly AED 10,000 to AED 15,000 in annual depreciation alone for the first few years. When you add mandatory insurance (around AED 2,500-3,500 for comprehensive), annual registration (AED 350-450 with RTA testing), and routine maintenance, the fixed costs are substantial.
The variable costs are driven by your driving pattern. For a common scenario like a daily Dubai-Sharjah commute (approx. 80 km round trip), fuel is a major expense.
| Model Year | Engine | Est. Fuel Economy (City) | Annual Fuel Cost (12,000 km) |
|---|
| 2022 Camry | 2.5L 4-cyl | 12.5 km/l (Special 95) | ~AED 5,760 |
| 2021 Camry Hybrid | 2.5L Hybrid | 18.0 km/l (Special 95) | ~AED 4,000 |
| Note: Fuel cost calculation based on Special 95 at AED 3.00/litre (UAE Ministry of Energy and Infrastructure benchmark) and mixed driving. | | | |
- Depreciation: Accounts for 40-50% of the total annual cost for a new vehicle.
- Fuel: The 2.5L hybrid can save over AED 1,700 annually compared to the standard petrol version in stop-and-go traffic.
- Maintenance: MOI UAE's vehicle inspection data suggests well-maintained Camrys need about AED 1,200-1,800 per year for oil changes, filters, and brakes. The per-kilometer running cost (excluding depreciation) often settles between AED 0.25 and AED 0.35 for the petrol version. If you drive 20,000 km a year on highways, your total annual cost will be higher in fuel but lower in per-km depreciation.
